We study money and build systems. As a research-focused tech consultancy, we help fintech companies create secure, scalable solutions that actually work in the real world.
Latest research
- Kafi
- DeFi thesis
- DeFAI thesis
- Optimizing initial load time for a trading platform
- Hedge Foundation - optimizing UI for effective investment experience
- Migrate regular tables into TimescaleDB hypertables to improve query performance
What we build
Payment systems
- Digital payment platforms that handle real transaction volumes
- Cross-border remittances that are fast and cheap
- Buy now, pay later solutions for e-commerce
- Lightning Network integrations for Bitcoin payments
Blockchain & DeFi
- DeFi protocols for lending, borrowing, and trading
- Cross-chain bridges that connect different blockchains
- Smart contracts that are secure and audited
- Asset tokenization platforms
Investment platforms
- Professional trading dashboards
- Portfolio management tools
- Risk management systems
- Mobile trading apps for all skill levels
What's next in fintech
We're focused on emerging opportunities:
- DeFAI: AI-integrated DeFi protocols
- Bitcoin Layer 2: Lightning Network and payment solutions
- Embedded finance: APIs that turn any app into a fintech platform
- Regulatory tech: Compliance automation for Southeast Asian markets
Our track record
We've built 15+ fintech projects across Southeast Asia and beyond. Here are some highlights:
Payment solutions
Open Fabric - Joined their team to build a BNPL platform from scratch. Launched in one year, now expanding across Southeast Asia.
Neutronpay - Created a Lightning Network payment solution for instant, low-cost Bitcoin transactions.
Blockchain projects
iCrosschain - Built the fastest cross-chain exchange (15-second transfers). Connected 8 major blockchain networks.
Attrace - Created a blockchain-based affiliate marketing network with fraud prevention.
Trading platforms
Hedge Foundation - Built a professional crypto trading dashboard that manages multiple exchanges from one interface.
Tokenomy - Redesigned their crypto investment platform and built an Android app. Launched on schedule.
Kafi Securities - Joined their team to modernize their stock trading app for both beginners and pros.
Enterprise banking
CIMB Malaysia - Helped build the backend that connects their new wealth platform with legacy banking systems.
Our tech stack
Blockchain: Solidity, Go, TypeScript. We work with Ethereum, Bitcoin, Polygon, Solana, and more.
Backend: Go, Elixir, Node.js. We build APIs that scale and systems that don't break.
Frontend: React, Next.js, mobile apps. Trading interfaces, dashboards, user-friendly payment flows.
Security: PCI DSS compliance, smart contract auditing, end-to-end encryption. Financial data requires extra care.
Why work with us
We understand fintech. We've been building financial systems since 2014. We know the regulations, security requirements, and scaling challenges.
We're based in Southeast Asia. We understand the underbanked populations, remittance needs, and regulatory landscape across the region.
We build for the long term. Our solutions don't just work at launch. They're designed to scale as your business grows.
We work as your team. Not as outsourced developers, but as your technical co-founders. We care about your success.
Ready to build?
Whether you're a fintech startup or an established bank looking to modernize, we have the expertise to help.
Email: team@d.foundation Phone: (+1) 818 408 6969 Telegram: dfoundation
